I’ve been earning income for over 30 years, and maintaining copious financial records for close to two decades.

As a result, I’ve accumulated a lot of information on my finances.

Most of the time, that information sits in a filing cabinet or on my computer’s hard drive.

But every once in a while I actually use it.

As we get closer to financial independence and early retirement, I’ve spent more time thinking about passive income. Since this blog has literally generated less than a penny per hour in earnings, passive income for the ROMT family consists primarily of interest on our savings and dividends on our investments.