I recently wrote about how the strong U.S. stock market enabled the ROMT family to achieve our long-term net worth goal earlier than expected.

That achievement naturally could lead readers to wonder:

“So ROMT, if you think you’re financially independent, why haven’t you retired early?”

It’s a great question, and one I’ve been thinking about a lot lately!

There are several reasons why I haven’t pursued early retirement, even though our net worth says it might be possible:

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