Since we aren’t frequent travelers, I focused on finding a card with attractive cash back features, rather than a card with great perks for world travelers. We signed up for a Chase Freedom Credit Card in the spring, which has been a smart financial decision thus far.
As a reminder, Chase Freedom offers 5% cash back on up to $1,500 in purchases in specific spending categories each quarter, and 1% cash back on everything else. Our Fidelity Rewards card offers 2% cash back on all purchases.
To date, we’ve earned $260 in cash back since getting the Chase Freedom card, including sign up bonuses, but the pace at which we earned rewards from our new card slowed dramatically during the third quarter.