Browse Tag: Credit Cards

Update: Chase Freedom Announces 5% Cash Back Categories For Q4 17

Financial IndependenceEarlier this year, I wrote about our attempt to optimize our credit card usage to maximize potential rewards.

Since we aren’t frequent travelers, I focused on finding a card with attractive cash back features, rather than a card with great perks for world travelers. We signed up for a Chase Freedom Credit Card in the spring, which has been a smart financial decision thus far.

As a reminder, Chase Freedom offers 5% cash back on up to $1,500 in purchases in specific spending categories each quarter, and 1% cash back on everything else. Our Fidelity Rewards card offers 2% cash back on all purchases.

To date, we’ve earned $260 in cash back since getting the Chase Freedom card, including sign up bonuses, but the pace at which we earned rewards from our new card slowed dramatically during the third quarter.

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Update: Chase Freedom Announces 5% Cash Back Categories for Q3 17

Credit CardLast month, I wrote about our Smart Financial Decision to sign up for the Chase Freedom Credit Card.

As a reminder, Chase Freedom offers 5% cash back on up to $1,500 in purchases in specific spending categories each quarter, and 1% cash back on everything else. Our Fidelity Rewards card offers 2% cash back on all purchases.

We’ve now maxed out our spending on groceries, the current 5% cash back category for Chase Freedom, so we’ve switched back to our Fidelity Rewards cards for all of our spending.

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