The Easiest Money You Will Ever Make

What if I were to offer you an investment providing a guaranteed return of 50% or more?

Immediately.

You put in $1.00 today.

And it instantly turns into $1.50!

Or in many situations, $2.00!

You might suspect I was up to financial chicanery, a la Bernie Madoff.

But everything I am going to discuss today is completely legitimate.

And taking full advantage of this opportunity may be the one of the most important things you can do to begin securing your financial future.

Continue Reading

Welcome to Retiring On My Terms

Welcome to my blog, Retiring On My Terms.

In the interest of full disclosure, I want to be up front about what I believe are three key requirements to achieve financial independence and/or early retirement (FIRE):

Earn more.

Spend less.

Productively invest the difference.

I recognize this view is nothing revolutionary.

So why should I read what you have to say, you ask?

Great question!

Like every writer, I bring a different perspective than others to solving this equation. I hope parts of my background resonate with you, and that my postings make you want to read more.

I am married, and in my mid-40s, with two elementary school aged children. My wife has worked as a stay at home mother since our first child was born.

I work full-time. Besides my paycheck, our only income sources are interest and dividends. We own no rental real estate, and we don’t have any side hustles.

We live in a relatively expensive area of the United States. Although we generally purchase conservatively, our spending levels are less Spartan than those of many other FIRE bloggers.

I have a different perspective on investing than many others. I believe much of the conventional wisdom you have heard is correct. But I don’t think 100% of your portfolio should be in index funds.

I intend to retire from the full-time workforce before I turn 50, and before either of our children will be college age. We intend to pay for a significant portion of their college expenses, if that is the path in life they decide to pursue.

I hope you enjoy following our journey, and look forward to your thoughts.

Thank you for reading!

Disclaimer and Disclosure

Retiring On My Terms is for informational and entertainment purposes only. We are not financial advisors. You are responsible for your own decisions. Before making any financial decisions, you should consider your own financial circumstances, and consult with a professional advisor.

We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.